How Long Does a Personal Injury Case Take in Florida?

How long is this going to take? It is one of the most common questions we hear. Here is an honest breakdown of the personal injury process in Florida.

Phase 1: Medical Treatment (Weeks to Months)

We generally wait until you reach Maximum Medical Improvement (MMI) before valuing your case. Settling before MMI risks undervaluing your claim because the full extent of your damages is not yet known.

Phase 2: Pre-Suit Negotiation (1–6 Months)

We gather records, bills, and evidence and submit a demand to the insurance company. Many cases resolve here without filing a lawsuit.

Phase 3: Filing a Lawsuit (If Necessary)

If the insurer refuses fair compensation, we file a lawsuit. Most cases still settle before trial — but filing signals seriousness and often prompts better offers.

Phase 4: Discovery (6–18 Months)

Both sides exchange information through depositions, document requests, and expert disclosures.

Phase 5: Trial or Settlement

Most cases settle before trial. From start to finish, a contested case typically takes one to three years. Pre-suit settlements can happen in three to six months.